SYSTEM
We custom-built these systems for clients
- Covers All Products
- Cards
- Retail
- Corporate (SME)
- Multiple Marketing Plans Per Product
- Flexible Plan Options
- Interest Only
- Multi-phased Repayments
- Integrates Branch and Head Office Approval Processes
- Capture Applicant Details
- Key Metrics For Scoring
- Documents For Validation
- Proof of Identity
- Contact Details
- Loan Calculation Simulations And Quotations
- Loan Repayment Calculations And Schedule
- Flexible Application And Policy Validation Scoring
- Risk Based Rating and Service Pricing
- Loan Repayment Calculations, Schedule And Simulations
- Capture And Tracking Of Collateral Details
- Documentation
- Valuations
- Photo Evidence
- De-dupe Validation and External Database (Bureau, Blacklist, etc)
- Approval Process By Plan Is Definable, Routable And Tracked At Each Level Against SLA
- Loan Agreement Printing And Delivery Confirmation
- Disbursement Control For Single And Multi-Phased Disbursements
- Enables Loan Restructuring (Maintenance)
- Integration With Other Application Module For Risk-Based Loan Restructuring And Collections Strategies
- News / Latest Content / Promotions
- P2P FAQs and Info
- Investor Onboarding
- Borrower Onboarding
- Market / Auction Model
- Borrower Profile / Investment Opportunity (Summary)
- Borrower Profile / Investment Opportunity (Detailed)
- Investor Portfolio Management
- Investment Risk Banking
- Portfolio Performance (Current & Historical)
- Loan / Investment Return Calculator
- Self Investment / Managed Investment
- Rolling / Fixed Investment
- Insurance Bundling
- Borrowers Provision Fund
- Multi-Lingual
- Multi-Currency
- Content Management Driven (For Static Content Pages Only)
- Mobile Friendly Web and/or Mobile App
- Backoffice Management
- Integration To 3rd Party Credit Checking Providers
- Internal Scoring Engine
- Integration to Banks
- Communication via SMS, Push Notification, eMail
- Document Management For Applicants
- Standard Document Template Management
- KYC Management
- Product Set-up
- Workflow Driven
- Fee Set-up
- Loan Portfolio Monitoring
- Reporting Tools
- Customised Operational & Financial Dashboard
- BI Tools
- Social Media Linkage
- Referrals / Affiliate Marketing
- Direct LOS Integration and Initiation
- 3rd Party Definition And Configuration With Tenancy Options
- Full End-To-End Multi-Party Collaborative Processes
- Processes Configuration By Customer/Product Type
- Support For Retail And Commercial Loans
- Workflow Driven Work Assignment And Tracking
- Partner Access, Progress Tracking And SLA Warnings And Alerts
- Multi-Level Approval Workflows, Activities & Checklists
- Exception And Escalation Handling
- Document Creation Template Forms And Correspondence
- Capture For Applicant, Asset And Process Documentation
- Shared Documents For Immediate Access
- Integrated Multi-Party, Multi-Contract, Messaging And Correspondence
- Applicant Validation Including Documents And External Assessment
- Integration Of External Services For Application Verification
- Asset Valuations, Documents And Photo Evidence
- Reporting And Dashboards For Rejections & Progression Rates
- Flexible Account Data Integration (ETL)
- Configurable Case Assignment (Workflow)
- Automated Dunning Services
- Flexible Collection Strategies (Champion, Preemptive, Etc.)
- Options For Shared (Pooled) Resource Allocation
- Call Center Optimisation (CTI, Call Scripts, Etc.)
- Automated PTP Tracking
- PTP Options For Instalments, Waivers, Fee Charges And Dispute Management
- Transaction Integration (Payments)
- Automated Follow Up & Diary Integration
- Options For Other Transaction Processing DR/CR
- Assignment To Workflow For Process Completion
- Assignment To TP For External Processes:
- Field Collections
- Agencies
- Legal Professionals For Litigation
- TP Data Integration For Collaboration And Case Visibility
- Assignment Of TP Fees & Commissions
- Customer Summary (Visibility To Related Account Case Data)
- Productivity Features (Fast Case To Case Access, CTI Options, Etc.)
- Productivity Tracking & Portfolio Risk Analysis