Vizardry-1
VIZARDRY AT THE CORE OF DELIVERING FUTURE DIGITAL BANKING
Vizardry empowers a financial services provider to offer next-gen services to various customer segments across diverse channels.
It accelerates digital transformation through reduced time-to-market and ease of integration to legacy systems.
Single, Ubiquitous, Omni-Channel Digital Banking Platform
Flexible, Rapid Implementation through Modular Components
Scalable Architecture And Design For Multi-Channel Delivery
Open API simplifies Digitalization and FinTech Initiatives
MAIN MODULES & SUB-COMPONENTS
- Transaction Banking Engine
- Payment Aggregation
- Payment Factory for single, bulk payments, integration and management to switches and payment gateways
- Remittances, Demand Drafts, Cheque Services
- Collections & Receivables Management, Invoice/Bill Presentment
- Cash Management & Liquidity Management
- Trade Finance
- Customer Onboarding & eKYC
- Online Loan & Finance Origination / Application
- Fintech Capability Platforms for e-Money Wallets, Forex Remittance, P2P / Crowdfunding offerings
- Partnership Modules (for cross-selling & bundling online offers for Bancassurance / Bancatakaful, Unit Trust, etc.)
- Financial Product Advisory & Aggregation Platform
- Product & Financing Calculators, Expenditure and Budgeting Tools
- Digital CRM, Customer Profiling & targeting
- Business Intelligence / Data Analytics – Customer Analytics and Utilisation Patterns
- eCommerce Engine & Payment Support
- Consumer Loyalty & Rewards Engine
- Social Media interaction / Customer Servicing / Feedback Tools
- Communication Tools (Chat Engines, Push Notifications, SMS, eMail)
- Rapid User Interaction Management Tools
- Transaction & Security Monitoring Tools
- Output Management & Reporting Tools
- Content Management Platform
- Open API Management
RETAIL BANKING
CORPORATE BANKING
DIGITAL BANKING
PAYMENT SOLUTIONS
RETAIL BANKING
- Customer Analytics
- Utilisation Patterns
- Customer Profiling & Targeting
- Loyalty & Rewards
- Social
- Social Interaction
- Social Investing
- Payables
- Fund Transfer (within & Interbank)
- Direct Debit
- Bill Payment
- FPX & Generic B2C Payment Gateway
- Mobile Top-Up & Reloads
- Payment Infrastructure
- eWallet
- Mobile Payments
- Anti-money Laundering
- Aggregator Comparison Engine
- Know-Your-Customer
- Integration with Key Customer
- Bank Teller
- Online and Mobile Banking
- Merchant Business Solutions
- SMS and eMail
- Social Media
- Customer Call Centre and Helpdesk
- Mobile Sales Tools
- Communication Tools
- Chat Engines
- Push Notifications
- SMS and eMail
CORPORATE BANKING
- Account Management
- Account Summary
- Statements
- Cheque Services
- FX / MM
- Transaction Enquiries
- Receivables
- FPX & Generic Direct Debit
- Electronic Bill / Invoice Presentment
- Payment Switch Integration
- Matching & Reconciliation
- Paybles
- Local & Wire Transfer (GIRO, RTGS)
- Remittances
- Payroll (Salary & Statutory Payments)
- Bulk Payments
- Bill Payments
- FPX & Generic B2B Payment Gateways
- Communication Tools
- Push Notifications
- SMS and eMail
- Liquidity
- Cash Concentration
- Notional Pooling
- Interest Re-Allocation & Re-Distribution
- Trade Finance
- Trade Product Application
- Trade Finance Reporting
- Back Office
- User & Approval Matrix
- Limits & Access Control
DIGITAL BANKING
- Next-Gen Personal Financial Management
- Peer-To-Peer Lending and Investment
- Aggregator Comparison Engine
- Robo-Advisory
- Social Investing
- Crowdfunding
- Investment Across Regions Engine
- Blockchain
- API Ecosystem
- Big Data Risk Assessment
- Cyber security
- Artificial Intelligence and Machine Learning
- Telematics
- Social Integration
- IoT and Connected Devices
- Next-Gen Trade Finance
- Next-Gen Collateral Management
- Trade Analytics
PAYMENT SOLUTIONS
- Mobile Payments
- International Remittances
- Mobile Point-of-Sale Devices
- Other Payment Processing
- One Stop Shop For Business
- Anti Money Laundering
- eKYC
- Payment Infrastructure
★★★★★ Rated 5 out of 5
APPLICATION ARCHITECTURE
- Future Proof
- Modular application design with building blocks for future front-end applications
- Core and Legacy Connectivity
- Allows efficient connectivity with various systems and back office applications
- Configuration Flexibility
- Enables quick response to new business opportunities and rapidly changing business realities
- Workflow Engine
- Define and manage critical processes in various scenarios
- Messaging Standards and Open API
- Reduces complexity and increases manageability of 3rd party as well as internal integration requirements. Supports many transaction standards
- Two-factor Authentication
- Mobile soft and physical tokens coupled with password access
- One-Time Pins (OTP)
- Sent via SMS or push notifications
- Access Control
- Configurable, role-based access
- Audit Trails
- Eliminates data tampering concerns through trace-ability and accountability
- Digital Signatures
- Trace-ability and verifiability of monetary transactions
- OWASP Compliance
- Protection of application from known vulnerabilities
- Cybersecurity
- Protection from attacks such as Man-in-the-Middle (MitM)
- Application Design
- Adopting security guidelines at the early application development stage to ensure the system foundation is robust
- Processes
- Design reviews as part of the integral and imperative process to help to implement better security requirements
- Coding
- Use of real world data examples and scenario to touch up on different code design aspect of level security
- Encryption
- A configuration-based suite of encryption utilities for all data security needs
- Infrastructure
- Provides secure deployment of services, secure storage of data, secure communications between services and safe operations by administrator